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Best Cashback Apps

8 Best Cashback Apps (How To Earn Money While You Shop)

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Best Cashback Apps: How To Earn Money While You Shop

With cashback apps, you are essentially getting paid to purchase items. This is perfect for people looking for the best cashback apps to use during their shopping trips. In addition, these apps are free to use and can yield some significant savings. Here are 8 of the best cashback apps that you can use right now.

Cashback apps are designed to give you money back for your everyday purchases. They do this simply by scanning your receipts, which are then matched to the appropriate store, and after a certain amount of time, cash is sent to your account. This means that you can get free money just for buying the things that you already have to buy! Here’s a list of the best cashback apps on offer right now – some with big brands like Target and Amazon, while others are more niche.

What is a cashback app?

A cashback app is a digitally medium that you can use to earn money on your online purchases. It’s designed to scan your receipts to track the transactions you make and then send you cashback on certain transactions.

A cashback app is an innovative way to earn some extra money while shopping. There are some apps that offer cashback on larger purchases, like Target or Amazon, while others provide cashback specifically on smaller purchases like your daily coffee or weekly groceries.

You can either get your cashback at the end of the month or get it all at once by cashing out your account balance. Some apps will do this for you, while others require you to do it yourself.
Some of the most popular cashback apps are Ibotta, Ebates, and Receipt Hog.

Ibotta works with major retailers like Target and Whole Foods Market to offer cashback on specific items or purchases. Receipt Hog is a simple app that offers you cashback for grocery items, clothing, electronics, and more. Ebates app allows you to get cashback on purchases from select stores like Target and Amazon.
All of these apps are easy to install and work seamlessly in the background.

Why is cashback significant?

Cashback is a fantastic way to make your money work for you. Cashback programs work by scanning your receipts, which are then matched to the appropriate store, and after a certain amount of time, a percentage of that purchase is sent to your account. This means that you can get free money just for buying the stuff that you already have to buy!

There are many cashback apps out available, but some of them are better than others. It’s worth considering the amount of time it takes for your cashback to be applied, how much money is being offered, and what stores are on offer. For example, if you’re looking for an app that offers lots of big-name stores and brands, then Checkout 51 is a good option. If you’re after something with more niche stores and brands, then Receipt Hog is the best option.

All cashback apps essentially do the same thing: they offer you money just for buying the stuff that you already have to buy! But some cashback apps offer more money than others or have more stores on offer. Consider what’s important to you and pick the best cashback app accordingly.

Types of cashback app

There are two main types of cashback apps:

1) Store-specific and general. Store-specific cashback apps are for a limited number of stores.

2) General cash back apps will give you money back on all of your purchases.

Store-specific cashback apps are great if you’re shopping at a particular store a lot. With store-specific cash back apps, you’ll earn cashback on all of your purchases from that store. For example, if you often buy coffee from Dunkin’ Donuts, you might want to get a Dunkin’ Donuts cashback app.

The downside to store-specific cash back apps is that they can only give you money back on the things that they have partnered with. Another downside is that some stores have stricter requirements for earning cashback than others do.

General cash back apps usually have a smaller list of stores that they work with, but they usually have more flexible requirements for earning cashback. You can also use them in more than one store, which means you have the potential to earn more points in the long run.

General cash back apps are a better option for people who buy a lot from a range of different places.

Best Cashback Apps
Illustration on the cashback theme. business concept banner

Best cashback apps


Ebates or Rakuten is a great platform with a lot of different features. One of the most popular ones is their shopping portal, where you can get rebates on the things you buy. Rakuten also has an app that allows you to do some transactions from your phone at participating stores and earn cashback.

How it works: Rakuten is like Honey. It’s an extension that hunts for valid promo codes and provides up to 12% cashback from 2500 different stores.


  • There are over 2,400 stores participating in the event
  • Earn cash back and rebates. Shop in the store or online


  • Earnings can only be redeemed once every three months.

How to redeem your earnings: Rakuten is an awesome site – they let you cash out through checks or PayPal, they automatically send payments every three months if you have a balance of at least $5.01 in your account.


If you’ve used a mobile shopping app before, you’ll have come across Ibotta. The service has over 30 million downloads and has been rewarding users with cash rebates for over a decade

How Ibotta works: The cashback app can save you money, whether you plan to buy something for dinner tonight or need some extra supplies for the office, the app lets you check deals on its website or online. When you’re done shopping, just snap a pic of your receipt with the app. They’ll credit your account for any rebate options you selected so you don’t have to fuss with any paperwork.

If you missed out on any discounts, they’ll also show let you know.

You can use this app at physical stores or online. You can also use it with over 300 retailers.


  • Online and in-store
  • Point out any rebates you might miss
  • You can either get cash or gift cards for the redemption.


  • Some of the good deals can expire
  • Have any receipts you need to scan? You should do it in the next week or you might lose your registration.

How do you redeem your earnings?: You can cash out your balance with PayPal or Venmo once it reaches over $20. If you’re a new user, the first rebate that you claim will give you an extra $10.

Fetch Rewards

Fetch Rewards is also a rebate app that will allow you to scan receipts and get cashback.

How it works: Unlike other shopping apps like Ibotta, Fetch Rewards doesn’t require you to use the app before going to the store. Instead, you can do your shopping first, and take a picture of your receipt for bonus points. The app tracks any available rebates and sets them aside as points.


  • If you snap a picture of your receipt on the mobile app, you’ll get a point. Works at grocery stores, including retailers like Costco
  • The app has a low rebate redemption amount


  • Has a lower number of offers in comparison to Ibotta
  • You can only use a Visa cash card. You will not be able to access the funds in this account to spend in any other way.

How to redeem Fetch Rewards earnings: Fetch Rewards pays in gift cards, but you can select a Visa cash card if you prefer how it suits your particular lifestyle. Some gift cards can be purchased for as little as $3! equivalent to 3000 points Eligible Visa cards are offered at 5,000 points.


Swagbucks is a great cash-back app that I highly recommend checking out because they have a really powerful platform that is super user-friendly. I have used them for a long time and have had a really great experience with them. Swagbucks is also a great app because they have a lot of different categories for you to choose from.

Swagbucks also makes it possible to make some quick cash and get discounts on shopping. Users can earn Swagbucks points which could be redeemed for cash or gifts cards – this is because Swagbucks also has a shopping portal so you should purchase from their portal to earn cashback points on your purchase.

How it works:   You can earn points for doing various things online like signing up for the shopping portal to start earning cashback on your purchases as soon as you buy something, as well as taking surveys, playing games, watching videos, and more.


  • It’s easy to make money on the side by doing something you’re already doing!
  • It’s not that hard to rack up points here
  • Get back up to 20% on your purchases
  • Looking for a gift card? They’ve got them from over 150 retailers!


  • Their payout is very low for many jobs payout for many jobs
  • Getting your points is different for everyone. But it can take a while before you accumulate enough points to redeem.

To redeem earnings at Swagbucks, you may choose from a variety of tiers. Some gift cards are as low as $3, while others can be redeemed via PayPal once you reach a $25 balance. New users receive a $5 bonus once they have created an account.


Honey is a browser extension that will find discounted products for you. Install the free browser extension and then you’ll be able to use it when shopping online.

How it works: Honey’s browser extension helps you to get better deals on your online purchases. You can continue shopping as you normally would, while Honey searches for discount codes on the web to apply to the products in your cart.

This extension works on all major browsers and mobile platforms, earning Honey Gold points when you spend money. You can then use your points to get things like free gift cards!


  • Installation is very easy
  • The price tracker on this app is really handy.
  • You start shopping while the app runs in the background
  • The app allows you to earn gift cards for free.


  • This app will not allow you to earn a cashback.

How to redeem your earnings: Redeeming your Honey Gold points for a gift card takes 1,000 points, which is worth $10 saved automatically on future purchases. This extension saves an average user about $125 per year.


Checkout51 is a popular app which you can use to scan your receipts and get cashback from the stores you’ve already shopped at. There are a lot of reasons why this app might be useful to you. It works just like the other apps, the offers are not store-specific, and you can scan your receipts anywhere.

You can cash out your account balance once your account balance reaches $20. You’ll get paid through a mailed paper check. Checkout51 will not automatically send your money, so you have to choose how you want to be paid. And unlike other cashback apps, this app allows you to choose your own offer. 


  • Updates with new deals every Thursday
  • Some rebates can be as low as $1
  • Checkout51 allows you to combine the app with other coupons to save more. Rebates could work, too.


  • Their deals sometimes only available to a limited number of people
  • The only way to cash out your rebates is to wait for a check.

How to redeem Checkout51 earnings: You’ll only get earnings once the cash hits $20 via check. New users also receive a $10 signup bonus so they have a chance to take advantage of the offers sooner with no risk involved.


Dosh is one of the most simple cashback apps, it’s easy to use, has no fuss, no hassle! You don’t even have to activate offers, the cashback is automatically applied to your purchase. Dosh is an app that allows you to get cashback on your purchases within the app. All you need to do is sign up for a Dosh account, then link the cards that you shop with, then just shop like you normally do. You will get cashback for your eligible purchases, which can be used for anything you want.

Dosh is also for people who don’t want to get bogged down with all of the different offers and app downloads. It is again the cashback rates and some of the best rewards and benefits. Dosh is an app that is designed for people who want to earn cashback on their everyday purchases without any hassle. It is the perfect app for the person who is always on the go and probably can’t keep track of their receipts.


  • Dosh app is another painless way to save when you shop.
  • It doesn’t offer you any offers to redeem.
  • Works at various retailers around


  • You cannot use your linked card when shopping on other retail apps.

How to redeem Dosh earnings: You need to accumulate points first. They can transfer your funds with Direct Deposit, PayPal, or Venmo.


Drop app is a free shopping app. It lets you earn rewards for shopping.

How Drop works: Drop helps you find great deals. You can use it with your debit or credit card, and they have an extension for shopping online too.

When you buy from a merchant that is a partner, you’ll earn your points that you have the opportunity to redeem your points for gift cards. In addition, Because of its security measures, Drop is able to provide the advantage of bank-level protection.


  • Drop app is free to use.
  • Points that Drop offers does not expire
  • All you have to do is let the software handle all the work for you, so there’s no reason not to sign up – it’s fully automated.


  • You can only redeem your points via gift cards

How to redeem Drop earnings: When you reach 5,000 points, you can start to redeem rewards. which is equal to $5. The Drop app also offers you gift cards from retailers like Target & Amazon.


We hope you enjoyed our blog post about how to use cashback apps to receive discounts while you shop. We know that many people are interested in the best cashback apps to use during their shopping trips. With this article, we hope you will be able to find the app that is perfect for your shopping needs.

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